What we do


Fintech Innovation is building a global bank and a new smart open banking infrastructure that can reshape the financial sector as we know it.
We specialize in the supply of mobile-first financial products, biometrics and Blockchain technology.

We believe in the power of creating a fantastic user experience driven by the most up-to-date financial technology and innovation.
With a modern and uniquely simple approach, we offer a solution that is not only cost-effective, but also the best available for the market.


Technology


  • Block_chain_image
  • BLOCKCHAIN-DISTRIBUTED LEDGERS


    A distributed database which allows a continuously growing list of records to be recorded safely and securely. The technology lends itself perfectly to a financial ledger and has a proven track record for doing so. The first largescale implementation of Blockchain was Bitcoin who run a huge number of transactions but since other variations such as Ethereum have come on the market and diversified and strengthened the technology. Blockchain provides us with benefits like:

    • Strengthened security and tamper protection
    • Faster transactions
    • Lower cost on back office and supporting systems
    • Scalability
    • Future proofing
  • Block_chain_image
  • BIOMETRIC SECURITY


    Fintech Innovation employs biometric security as a primary security measure. Factors taken into consideration are elements such as fingerprints, retina, handprints and so on. End users today are mostly using mobile terminals which supports two or more technological features which allows a multi-tier biometric verification.

  • Block_chain_image
  • MICROSERVICES


    The features and products provided by Fintech Innovation contains a Microservices architecture platform. This allows for extreme scalability in terms of feature and scale expansion. The model creates a forest of processes that each work in their own universe in a modified SOA (Service Oriented Architecture) model. These services all communicate in an authenticated model over a network. This is a key feature to allow not only the quick addition of new features but also the expansion into 3rd party resale of IP and plugins to other systems and social networks/structures.

  • Block_chain_image
  • ARTIFICIAL INTELLIGENCE


    All the above mentioned technologies along with a robust auditing and analytical module will provide massive amounts of data which will serve as seed information for an AI system. The AI system will focus on several factors.

    • Improvement of user experience by adapting the workflows to fit individual users
    • Improvement on revenue by using AI to select optimal transfer routes for money to ensure lowest possible cost per transaction. This ability is core to both the cost-reduction element of the platform and thereby the revenue generation.
    • Predictive scaling for the system to keep cost down
    • Predictive user behavior to preempt user need and focus on what the customer will need at any given time.
    • Prevention of fraud

Technology


BLOCKCHAIN-DISTRIBUTED LEDGERS


A distributed database which allows a continuously growing list of records to be recorded safely and securely. The technology lends itself perfectly to a financial ledger and has a proven track record for doing so. The first largescale implementation of Blockchain was Bitcoin who run a huge number of transactions but since other variations such as Ethereum and Ripple have come on the market and diversified and strengthened the technology. Blockchain provides us with benefits like:

  • Strengthened security and tamper protection
  • Faster transactions
  • Lower cost on back office and supporting systems
  • Scalability
  • Future proofing

BIOMETRIC SECURITY


Fintech Innovation employs biometric security as a primary security measure. Factors taken into consideration are elements such as fingerprints, retina, handprints and so on. End users today are mostly using mobile terminals which supports two or more technological features which allows a multi-tier biometric verification.


MICROSERVICES


The features and products provided by Fintech Innovation contains a Microservices architecture platform. This allows for extreme scalability in terms of feature and scale expansion. The model creates a forest of processes that each work in their own universe in a modified SOA (Service Oriented Architecture) model. These services all communicate in an authenticated model over a network. This is a key feature to allow not only the quick addition of new features but also the expansion into 3rd party resale of IP and plugins to other systems and social networks/structures.


ARTIFICIAL INTELLIGENCE


All the above mentioned technologies along with a robust auditing and analytical module will provide massive amounts of data which will serve as seed information for an AI system. The AI system will focus on several factors.

  • Improvement of user experience by adapting the workflows to fit individual users
  • Improvement on revenue by using AI to select optimal transfer routes for money to ensure lowest possible cost per transaction. This ability is core to both the cost-reduction element of the platform and thereby the revenue generation.
  • Predictive scaling for the system to keep cost down
  • Predictive user behavior to preempt user need and focus on what the customer will need at any given time.
  • Prevention of fraud

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Subscribe to our newsletter and stay up to day with news and projects around Fintech Innovation.
Sign up now! It is free.